1. Information we process

sxpense may process the following categories of information:

Account details such as name, email address, and authentication state.
Expense, group, settlement, and profile data that users add to the app.
Basic technical information needed to operate, secure, and improve the service.

2. How information is used

Information is used to provide and maintain the product, including to:

Create and secure user accounts.
Store expense records and group balances.
Enable reporting, settlement calculations, and support flows.
Protect against misuse, fraud, and service abuse.

3. Sharing and disclosure

sxpense does not sell personal information. Data may be shared only when needed to operate the service, comply with law, protect the platform, or deliver infrastructure used by the app.

4. Data retention

Data is retained for as long as it is reasonably necessary to operate the product, maintain security, resolve disputes, and satisfy legal obligations.

5. User choices

Users can update profile details inside the app and may request deletion or export workflows through the team operating their deployment where available.

6. Policy updates

This policy may change from time to time as the product evolves. Material updates should be reflected on this page with a new effective date.